• Borrow up to $1000 for any purpose
  • Almost instant application review
  • High approval rate - most get funded
  • No fax & paperwork to save you time
  • No background checks - bad credit ok
  • Apply now and get cash the same day

Apply Online
Hassle-free application form takes just a few minutes to complete - no paperwork!
Instant Approval
Once we receive your application we get back to you in minutes - your time matters to us
Get Your Cash!
Once approved, expect the money to arrive to your bank account - easy as that!

About us

We are the best people to borrow money from fro all your emergency financial needs. We understand that emergency money situations can happen to anybody and at any time and hence we offer very simple process to get payday loans. We are committed to Responsible lending and hence offer short term loans in quick time to anyone who can afford to pay back the loan amount. We offer clear cut and precise customer communications and contracts and treat them in a courteous and helpful manner. Our company offers loans with multiple repayment options so that you can opt for the best possible repayment method to suit your needs. If the need arises, we also offer customized loan repayment options to suit your financial situations.

Why Opt For Us?

We are the leading payday loan provider in the Canada who are committed to offering our customers the best possible services at all times. Our company is completely and fully transparent with our loan prices and you need not worry about any hidden charges. We are very flexible and you can even save a bit of your interest if you repay your short term loan with the due date. We are financiers, who are there to help you find a proper solution, if anything goes wrong. We help you in understanding money and help in developing your financial knowledge so that you borrow only what you need. Our short term loans are undemanding and are offered to bridge the financial gap between paydays.

What to consider before taking a loan?

Applying for a loan may be the most feasible solution that you can think of when you have an urgent need for cash. However, this does not mean that it is also the best solution to your financial needs. For all you know, this may even cause you more headaches later on. Hence, you need to think about this option thoroughly before finalizing your decision.

If you can't think of anything else to solve your financial problem other than applying for same day loans, then perhaps this is your last resort then. However, make sure that you are dealing with the right company to have more of the advantage. And to make sure that you do so, you need to consider the factors stipulated below:

Look For a Company That Offers Favorable Rates

Though you are in desperate need for cash, you must not grab the first offer that you come across with. You need to take time and compare interest rates to find the best deal. It is a fact that same day loans usually have high interest rates as well. And this is what borrowers have to pay for in exchange for the very fast loan approval that they get. Some lenders even charge to as much as $25 or $30 for every $100 dollars that has been borrowed. This simply means paying at least a quarter of the cost that you intend to loan! That is why this type of loan must not be used as your first option when you need to raise an amount for emergency needs. However, if you still opt to apply for this type of loan, then may as well choose a lender who does not offer a ceiling high interest rate.

A Company Known For Its Flexibility Is More Preferable

Though some lender of this type of loan limits their applicants to those who are currently employed, you need to know that others are more flexible when it comes to this rule. However, some accepts applicants who do not have stable jobs. Among these are those who have part time jobs.

Sometimes, you may be in severe financial constraint that you can't pay the amount that you borrowed on its due date. Hence, you need to look for a lender who would consider your situation. Some creditors allow their clients to choose among several options. They can pay the full amount on the loan's stipulated maturity date. They can also pay just the portion of the principle amount and the finance fee. But they may opt to just pay the finance fee on the loan's maturity date.

Only Transact With Credible Companies

Make sure to transact with trustworthy companies. They are those who have been in the business for many years. Remember that you will be divulging your personal information to this company upon application and this includes your bank account details. Hence, you must choose those who have the capability to secure this confidential information.

Lastly, look for a company with efficient service. Obviously, you can't call it a same day payday loan if you will receive the amount after 24 hours. And take note of the charges. Make sure that there are no hidden fees. This way, you will be assured that you are not oblige to pay back more than what you expect to do so.